Employers liability insurance protects your business against losses resulting from employee claims that are not covered by workers compensation benefits.

Also referred to as “stop gap coverage”, employers liability insurance covers the gap between your company’s bottom line and lawsuits stemming from employee activities.

Employer Liability Solutions for Businesses of All Sizes

Some states may even require you to carry employers liability insurance. Which is why it’s important to work with an experienced insurance agent who is familiar with your industry and any state laws or regulations.

Some things that may be covered under this type of policy would be gross negligence claims, third- party countersuits, lawsuit from the spouse of an injured employee or dual capacity suits.

Let Ripple Effect Insurance help you mitigate these risks with coverage that is appropriate for your business.

Choose an agent to find out how to get the best price and value on employer liability insurance anywhere.