Boat Insurance

Protecting your boat and crew from harm is essential. Ripple Effect Insurance provides dependable coverage at an affordable price.

Let us protect your boat or yacht in and out of the water. Our knowledgeable agents can help you navigate your policy and get you the coverage you need, so you can continue to enjoy your boat, wherever the water may take you.

Seaworthy Boat Protection

Liability Coverage

Coverage for bodily injury or damage to the property of others.

Physical Damage

Physical damage coverage can provide protection in the event of a collision with another boat or some type of submerged object.

Emergency Boat Service

In case you are stranded, this type of coverage will allow for transport of your boat to a repair facility. It can also include gas delivery or roadside assistance for your boat.


Personal property coverage can protect items on the boat such as, stereo systems, clothing, cameras and other personal items.


This type of coverage can help pay for badly injury damages if you or someone on your boat is insured in a cover accident with an uninsured or underinsured boater, or in the case of a hit-and-run.


Medical payments coverage can help cover medical bills if you or others are injured while operating or occupying your boat.

Choose an agent to find out how to get the best price and value on boat insurance anywhere.