Aside from building exteriors and common areas, there are things that your condo association’s policy may not cover.

Make sure you fully protect the things that are important to you, such as personal items, appliances, and even your walls and floors, through a condo insurance policy.

Discounts that help you save

Find out how much you can save when you start your quote

Bundle and Save

Convenience and savings — need we say more? Combine your policies and get a discount.


Save on your policy when you don’t have a claim for 5 years or more.

Understand your coverage options

Every Condo insurance policy through Ripple Effect Insurance includes the following liability, property and extra expenses coverage:

Standard Condo  Insurance Coverage

Add-on Protection & Coverage

Standard condo insurance protection

Personal Property
Loss of Use

For additional peace of mind

Personal Property Replacement
Identity Fraud Coverage
Computer & Smartphones
Blanket Jewelry — Ideal for engagement and wedding rings, furs & fine art.