People who own motorcycles know that there is nothing quite
like the open road. it can be exhilarating.

Enjoy peace of mind while on the road by knowing you and your motorcycle are covered.

How much motorcycle insurance is right for you?

Our team understands the motorcycle insurance needs of our customers.
Motorcycle insurance requirements vary by state. In some states, to drive you must carry:


Liability coverage

to pay for losses you cause others.


Uninsured/Underinsured Motorist

To compensate you when injured by an uninsured or under insured motorist.


No-fault coverage

to pay you and your passengers for medical and related expenses caused by injuries from an accident, regardless of who is at fault.

We write insurance in MA, RI, CT & NH and would be happy to help you ensure you have the right coverage for where you live.

Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a motorcycle, it is usually necessary to have insurance which covers damage. This includes:

Collision Coverage

Collision insurance coverage pays for damage caused to your vehicle in a motorcycle accident. Standard collision coverage will pay for any repairs up to the fair market value of your motorcycle. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Coverage (Other than Collision)

Comprehensive insurance coverage can cover damage that includes theft, half damage,fire, animal contact destruction, broken glass, and more.

Ripple Effect Insurance can insure your Classic Car, Motor Home, RV, Boat, Jet Ski, ATV and Snowmobile too! Contact us for more information today!

Every situation is unique

Choose an agent to find out how to get the best price and value on motorcycle insurance anywhere.