Renters Insurance

Renters insurance is an important, yet often-ignored, coverage that can give you total peace of mind. A renters insurance policy protects your belongings from theft and damage, and provides liability coverage if someone is injured in your apartment.

  • Personal property protection
  • Personal liability protection
  • Identity theft protection

We're ranked best for renters discounts

Find out how much you can save when you start your quote.

Bundle and Save

Convenience and savings — need we say more? Combine your policies and get a discount.


Save on your policy when you don’t have a claim for 5 years or more.

Understand your coverage options

From your smart phone to your skis, Ripple effect has a Renters coverage policy to meet your needs. Get to know all your coverage options to understand what’s policy for you.

What comes standard
The coverage you need

   Personal Property
Additional Living Expenses
Medical Payments

What comes standard
The coverage you need

   Personal Property Replacement Cost – Pays for the replacement cost of property rather than actual cash value.
Blanket Jewelry – Ideal for engagement and wedding rings.
Identity Theft