As a new small business, I knew that I needed to find reliable and trustworthy insurance to protect my company. The hardest part was figuring out who to turn to. During my search, I met quite a few individuals that wanted to “sell” me insurance. Honestly, since I really wasn’t sure what the average expense should be, I probably would have just gone with any provider, but a friend recommended that I speak with Ripple Effect Insurance (REI). To my surprise, they encouraged me to shop around, taught me what to look for, and explained more about my individual business needs. They treated me with respect and educated me throughout the process. I’m happy that I have this team on my side. The best part was that I saved money because REI listened to me, and provided me with a well-suited plan that fit my needs. They really cared about me and my organization and not just their bottom line.


C. Wilson – Owner of Workforce Ready Solutions, LLC

Dan is great, as is everyone else. Great service and great pricing. read more

David P Cortese

The insurance team gets you the best coverage possible at a low price. Their customer service is outstanding. Love them!!! read more

Mathurin Pierre

I don’t post reviews for many products or services, but I’ve had such a positive experience with Ripple Effect and Jamie Karrat that I have to give 5 stars. Jamie not only got me a great deal but made the process extremely convenient.

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Adam Christensen

Great place to get insurance. Sales rates are great.

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Michael Peach